Aditya Birla Capital

Is your phone cluttered with multiple apps to manage your Insurance policies, Investments and Loans? It’s time you choose the Aditya Birla Capital App, which enables you to view and manage all your ABC holdings from one place. If you are an ABC customer and want to access this app then you need to finish simple one-time step of One ID creation and linking your ABC holdings to One ID. With ABC App o Get an overview of your productso Raise a new request and track old requestso Pay your Insurance Premiumo Check your Fund’s Performanceo File an Insurance Claimo Track your Loan Applicationo Buy a new Insurance Policyo Start a new SIPo Apply for a new Loano Get instant access to your Advisor’s detailso Download your documentso & much more. . .As an ABC Customer, you also have the privilege of receiving pre-approved offers from us on Life Insurance, Health Insurance and Loans.If you need assistance at any time we have our Agents available to guide you through ABC Assist inside the App.All you need to do is download the Aditya Birla Capital App and managing your money will become as simple as A B C.With regards to Personal Loan refer below information-Lending Partner: Aditya Birla Finance Limited✓ Loan Amount: Minimum of ₹50,000 to Maximum of ₹10 lakhs✓ Repayment Tenure: Minimum of 12 months to Maximum of 36 months✓ Rate of Interest: 10.99% p.a. to 30% p.a.✓ Processing Fees: 2% + 18% GST (of processing fee)✓ Flexible repayment option✓ No collateral required1. The repayment tenure is greater than 60 days for all loan applications.2. Annualized percentage rate (APR) including interest, costs and fees is less than 36% per annum.Eligibility:Above 23 years old and below 60 years oldMinimum monthly income of ₹25,000Resident of IndiaMinimum Annual Household Income of ₹3,00,000Representative example of the total cost of the loan, including the principal and all applicable fees (for example, sample monthly payment, sample interest calculation) – Please refer below:ABFL DLOD loan is structured as followsLoan Amount : ₹ 10,00,000ROI : 15%Tenure : 36 monthsEMI : ₹ 34,665 to be paid for 36 monthsProcessing Fees : 1.5% of loan amount, ie., Rs. 15000Stamp Duty : Depends on the state (ranges from Rs. 200 to 0.2% of the loan amount)AMC : 0.25% of Dropline Balance, i.e., Principal Outstanding as per repayment schedule generated at the time of loan disbursement. It will be charged at the anniversary of loan.Total charges is inclusive of GST & InsuranceRepayment Schedule:Month EMI Interest (part of EMI amount) Closing Balance1 ₹ 34,665 ₹ 12,500 ₹ 9,77,8352 ₹ 34,665 ₹ 12,223 ₹ 9,55,3923 ₹ 34,665 ₹ 11,942 ₹ 9,32,6694 ₹ 34,665 ₹ 11,658 ₹ 9,09,6625 ₹ 34,665 ₹ 11,371 ₹ 8,86,3686 ₹ 34,665 ₹ 11,080 ₹ 8,62,7827 ₹ 34,665 ₹ 10,785 ₹ 8,38,9028 ₹ 34,665 ₹ 10,486 ₹ 8,14,7229 ₹ 34,665 ₹ 10,184 ₹ 7,90,24110 ₹ 34,665 ₹ 9,878 ₹ 7,65,45411 ₹ 34,665 ₹ 9,568 ₹ 7,40,35712 ₹ 34,665 ₹ 9,254 ₹ 7,14,94613 ₹ 34,665 ₹ 8,937 ₹ 6,89,21714 ₹ 34,665 ₹ 8,615 ₹ 6,63,16715 ₹ 34,665 ₹ 8,290 ₹ 6,36,79216 ₹ 34,665 ₹ 7,960 ₹ 6,10,08617 ₹ 34,665 ₹ 7,626 ₹ 5,83,04718 ₹ 34,665 ₹ 7,288 ₹ 5,55,67019 ₹ 34,665 ₹ 6,946 ₹ 5,27,95020 ₹ 34,665 ₹ 6,599 ₹ 4,99,88421 ₹ 34,665 ₹ 6,249 ₹ 4,71,46722 ₹ 34,665 ₹ 5,893 ₹ 4,42,69523 ₹ 34,665 ₹ 5,534 ₹ 4,13,56424 ₹ 34,665 ₹ 5,170 ₹ 3,84,06825 ₹ 34,665 ₹ 4,801 ₹ 3,54,20426 ₹ 34,665 ₹ 4,428 ₹ 3,23,96627 ₹ 34,665 ₹ 4,050 ₹ 2,93,35028 ₹ 34,665 ₹ 3,667 ₹ 2,62,35229 ₹ 34,665 ₹ 3,279 ₹ 2,30,96630 ₹ 34,665 ₹ 2,887 ₹ 1,99,18731 ₹ 34,665 ₹ 2,490 ₹ 1,67,01232 ₹ 34,665 ₹ 2,088 ₹ 1,34,43433 ₹ 34,665 ₹ 1,680 ₹ 1,01,44934 ₹ 34,665 ₹ 1,268 ₹ 68,05235 ₹ 34,665 ₹ 851 ₹ 34,23736 ₹ 34,665 ₹ 428 ₹ 0Toll free (Within India): 1800 270 7000